Attorney John S. Kay graduated from The University of South Carolina receiving a B.A. in Journalism in 1983 and from The University of South Carolina School of Law receiving a Juris Doctor in 1986.  Mr. Kay joined the Korn Law Firm in 1989, and is a shareholder. Mr. Kay practices primarily in the areas of foreclosure, bankruptcy, and real estate. He is a frequent speaker for national business groups and mortgage services on issues relating to the mortgage industry and is the author of numerous foreclosure and bankruptcy manuals, including a manual on South Carolina Manufactured Housing issues and the new detitling statute.  He has spoken before the South Carolina Equity Court Judicial Conference and the South Carolina Bankruptcy Law Association. Mr. Kay is a member of the South Carolina Bankruptcy Law Association (Board Member 2003 - 2005), the Master in Equity Rules Committee, and has been active in the US Foreclosure Network for over ten years.